Compare the yield at your balance, access methods, fees and provider requirements. This page currently covers two candidates from our initial shortlist, not the whole market, and does not assign an overall winner.

No. They are published-rate snapshots checked on October 8, 2026. CIT’s page dates its displayed rates July 1, 2026. Both accounts have variable rates. Confirm the current APY directly before opening.

No. Other service or transaction charges may apply. Review the fee schedule, especially for services such as wires, stop payments, ATM use and card services. Available services and charges differ by account.

No. Quontic advertises debit-card and check-writing access. CIT’s comparison page highlights mobile check deposits, transfers and Zelle. Confirm the available features and limits in each account agreement.

Check the payment methods, withdrawal rules and transaction limits against your needs. Do not assume a money market account provides every feature of a checking account.

These are deposit accounts rather than fixed-term CDs. Access still depends on the provider’s transfer, withdrawal and transaction rules. Their yields can change.

Review the bank’s deposit disclosures and your other deposits at the same underlying bank. CIT is a division of First Citizens Bank, so deposits are not separately insured from other deposits at the same bank in the same ownership category.

This is our initial two-account shortlist. We plan to add suitable accounts as our comparison coverage expands. It is not an exhaustive list of available money market accounts.

These are U.S. account offerings. Providers set their own residency, age, identification and other eligibility requirements. Check directly before applying.