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Compare Bank Account Bonuses and Promotions
BRAND PASS / Banking / U.S. promotions
Compare Bank Account Bonuses and Promotions
Compare more than the headline reward. Check who qualifies, what you must deposit, how long funds must stay and when the offer ends.
Bonuses are conditional. Provider terms and U.S. account eligibility apply.
Advertising disclosure: BRAND PASS may earn commissions through affiliate links. Promotions are subject to provider eligibility and full terms. A bonus is not guaranteed simply by opening an account. Content is educational, not personalized financial advice.
Promotion availability
Only offers verified for this page.
No verified application offers are currently listed on this page. This does not mean the providers have no public promotions. Offer availability through BRAND PASS must be confirmed before application links are displayed.
Promotion not listed
SOFI
SoFi Checking and Savings
For any listed SoFi offer, compare direct-deposit eligibility, qualifying amounts, bonus tiers and the deadline for the first qualifying payment.
No verified application offer listed
Promotion not listed
RAISIN US
Raisin savings and CD promotions
For any listed Raisin offer, compare new-customer rules, promotional codes, qualifying balances, maintenance periods and eligible product categories.
No verified application offer listed
Make a useful comparison
Check the full commitment.
Deposit type
A payroll direct deposit and a transfer from your other bank may be treated differently. Check the provider’s exact definition.
Balance and time
Work out how much money must remain deposited and for how long. Check what happens if the balance falls or a CD matures.
Reward and payout
Read the tier you qualify for, when the reward is paid and any account-status requirements. Compare ongoing fees and access too.
Know the conditions
Bank promotion questions, answered.
Why are no application buttons shown?
This page lists application offers only once their availability and terms have been verified. It currently has no verified application offers.
Does opening an account guarantee a bonus?
No. You must meet all promotion requirements. These may include registration through a particular link, a code, eligible deposits, deadlines and a holding period.
Does a bank transfer count as direct deposit?
Not necessarily. Check the qualifying-deposit definition. Providers may distinguish payroll or benefit payments from transfers, wires and peer-to-peer payments.
Is a bonus the same as interest?
No. A bonus is a conditional promotional payment. Interest depends on the account’s rate and balance. Compare both separately.
What does an expiry date mean?
It may be the last date to register, initiate a deposit or receive a qualifying payment. A separate qualification or holding period may continue afterwards. Read each deadline carefully.
Should I choose an account only for its bonus?
Compare the ongoing account features, fees and access with your needs. Consider whether the required deposits and holding period fit your routine.
Can I apply from outside the United States?
These are U.S. offerings. Check provider residency, identification, age and other eligibility requirements before applying.
Choose a bonus that fits your routine.
Start with eligibility and the full requirements before deciding.
BRAND PASS does not open accounts, hold deposits or determine bonus eligibility. Providers or platforms handle applications and promotional rewards.
SoFi Checking and Savings direct-deposit bonus
Public-source draft only; approved-link availability unverified.
- Reward
- $50 for $1,000–$4,999.99 eligible direct deposits; $400 for $5,000+. Below $1,000: no bonus.
- Eligibility
- New or existing members who have never set up SoFi direct deposit; one bonus per member. Joint-account activity counts for the primary holder.
- Qualification
- 25-calendar-day measurement period after the first recognized eligible direct deposit of $1+. Recurring ACH income from an employer, payroll or benefits provider, or government agency qualifies; ordinary transfers, wires, checks and peer-to-peer payments do not.
- Deadline
- First eligible direct deposit must be received by December 31, 2026. Promotion ends that day at 11:59 p.m. ET, subject to change.
- Payout
- Within seven business days after qualifying; checking must remain open and in good standing.
- Source
- https://www.sofi.com/banking/checking-offer/
Raisin US STACK promotion
Public-source draft only; approved-link availability unverified. Raisin is a platform, not a bank.
- Base tiers
- Deposits $10,000–$24,999: $40; $25,000–$49,999: $100; $50,000–$99,999: $200; $100,000–$199,999: $425; $200,000+: $900.
- Optional boost
- Respective tiers add $10, $25, $50, $75 or $100. Requires at least $1,000 deposited into a second product category within 14 days; balances over $1,000 in both categories maintained through day 90.
- Eligibility
- New customers only; enter STACK at signup. Nontransferable; cannot combine with other bonus offers.
- Deadline
- First deposit initiated September 1–October 31, 2026, by 11:59 p.m. ET.
- Maintenance
- Eligible funds deposited within 14 days and maintained for 90 days from initial deposit. Lowest maintained qualifying balance controls the tier.
- Payout
- Cash Account credited within 30 days after all conditions are met.
- Source
- https://www.raisin.com/en-us/stack/